BUSINESS INSURANCE
Comprehensive Protection for Your Business
Customized Insurance Solutions to Propel Your Agricultural Operations Forward
Business Insurance Services
Property Insurance
Protects the physical assets of your business, including buildings, equipment, and inventory, against loss or damage due to fire, theft, vandalism, and natural disasters.
Key Features:
- Coverage for repair or replacement costs.
- Options to cover lost income and additional expenses incurred during downtime.
- Flexible deductibles and limits to fit your specific needs.
Inland Marine Insurance
Safeguards products, materials, and equipment when transported on land (e.g., via truck or train) or stored off-site.
Key Features:
- Covers a broad range of transportable goods
- Protection extends to goods in transit, temporarily stored by a third party
General Liability Insurance
Provides protection against legal and medical costs resulting from injuries or property damage caused by your business operations to third parties.
Key Features:
- Coverage for legal defense costs, settlements, and judgments.
- Includes bodily injury, property damage, and advertising injury.
- Essential for contractual compliance in many industries.
Auto Insurance
Covers vehicles owned by your business for both liability and physical damage risks.
Key Features:
- Liability coverage for bodily injury and property damage.
- Optional coverages for collision, comprehensive damage, and uninsured motorists.
- Policies can be customized to include coverage for rental and towing costs.
Cyber Liability Insurance
Protects your business from the financial impacts of cyber threats such as data breaches, cyber-attacks, and other online security threats.
Key Features:
- Coverage for data breach response, customer notification costs, and recovery of compromised data.
- Protection against business interruption losses due to cyber incidents.
- Coverage for extortion demands and legal fees related to cyber incidents.
Worker's Compensation & Employers Liability
Provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more.
Key Features:
- Mandatory coverage that protects against the cost of medical treatments and rehabilitation for injured employees.
- Helps cover legal fees if an employee sues for damages beyond what workers' compensation pays.
- Protects businesses from financial losses during accidents or illnesses related to employment.
Umbrella Insurance
Offers additional liability coverage beyond the limits of your other policies, providing an extra layer of security.
Key Features:
- Extends coverage over other liability policies, such as general liability, auto liability, and employer’s liability.
- Provides additional protection against large claims or lawsuits.
- Helps ensure peace of mind in high-risk situations or industries.
Why Choose Our Business Insurance?
Trusted by Agricultural Businesses Nationwide
Expertise in Agricultural Business
Customizable Coverage Options
Efficient Claims Process
Risk Management Consulting
Dedicated to Your Business Growth
Have questions about our agricultural business insurance option?
Here are some answers to the questions we get asked most: